Fix and Flip loans
  1. Purchase, Refinance or Cash out
  2. 90% loan to cost / 75% ARV
  3. Can be as little as 10% DP
  4. Minimum loan amount $25000
  5. 100% Rehab funding
  6. Rate start as low as 5%
  7. 12 month term up to 24 months
  8. 1-3 weeks' close
  9. No Pre-pay
  10. Points dependent on loan amount
  11. Interests only on loan amount
  12. Low credit score can also apply
  13. SFR, 1+ unit, Condos, PUD, 5+ Unit
  14. We do DSCR loans - No income docs
  15. We lend in 45 states
Long Term Rental Loans
  1. Purchase, Refinance or Cash out
  2. Can be as little as 10% DP
  3. Loan amount $50000 - $30m
  4. Up To 90% LTV
  5. Rate start as low as 5%
  6. Appraisal Required
  7. 10-30 days' close
  8. 30 year fixed or 40 year loan
  9. 10 year interest only
  10. Credit score as low as 660
  11. SFR, 1+ unit, Condos, PUD, 5+ Unit
  12. We do DSCR loans - No income docs
  13. We lend in 45 states
Hard Money Loans
  1. Purchase, Refinance or Cash out
  2. Can be as little as 10% DP
  3. Loan amount $50000 - $30m
  4. Up To 90% LTV
  5. Rate start as low as 8%
  6. No fees paid before approval
  7. Appraisal Required
  8. 12-14 days' close
  9. No repayment penalty
  10. Points 2 -3
  11. 12 months' interest only
  12. Credit score as low as 500
  13. SFR, 2-4 unit, Condos, PUD, 5+ Unit
  14. No Income or employment documentation
  15. We lend in 45 states
Construction Loans
  1. Purchase, Refinance or Cash out
  2. 90% LTC / 95% LTV single unit
  3. Loan Amount $500k - $50m
  4. Property loan- levy liquidity verification
  5. Starting rate 5.75%
  6. 12 or 36 month property loan terms
  7. New/Old investors can apply
  8. Minimum 500 FICO
  9. SFR, Condos, PUD, Multi-family
  10. We lend in 45 states
Multi-family 5+ Units
  1. Purchase, Refinance or Cash out
  2. 5-2500 units
  3. LTV upto 95%
  4. Closing 40-60 days
  5. Rate starts at 5%
  6. Minimum loan amount $200k -$50m
  7. 5-7 10 ARM - 30 year fixed amortization
  8. Income documentation case by base
  9. Rates from low 5's depending on the area, loan amount, credit score and experience
  10. No fees paid before approval
  11. Letter of interest term
Bridge Loans
  1. Purchase and Refinance
  2. Minimum loan amount $100k
  3. Maximum loan amount $40m
  4. Long term 6-360 months
  5. No prepay penalty
  6. Low FICO can apply
  7. Maximum property 5,000 sqr
  8. Loan amount upto 90% LTV
  9. SFR, Condos, PUD, Unit
  10. Starting rate 5%
  11. We lend in 45 states

REQUIREMENTS

  1. 1. Borrower must have a working bank account in his/her name or company name which will be used for the transfer of the loan.
  2. 2. Borrower will start the repayment of his/her loan 3 months after the loan has been transferred.
  3. 3. Borrower will be given 3 months of grace to payback the principle loan amount with interest at the end of the agreed loan duration before legal actions will be taken.
  4. 4. Failure to pay back the loan at the expected date / period, legal actions will be taken against the borrower by my attorney.
  5. 5. Address: You must inform me about change of circumstances and must tell me promptly if you change your residential address or zip, or if you think there is any information That I Should be aware of.
  6. 6. There is no prepayment penalty.
  7. 7. Interest: Interest rate ranges from a minimum of 3-7% irrespective of the loan amount.
  8. 8. Loan Process: It takes the interval of 1 to 3 working days from application to funding.
  9. 9. Loan Amount: Loan amount ranges from a minimum of $20,000.00 – $50,000,000.00
  10. 10. Loan duration: Loan duration ranges from 1 month to 30 years.

REPRESENTATIONS:

  1. 1. Borrower must be at Least 18 years of age
  2. 2. The Loan will be granted regardless of your credit score
  3. 3. There is no pre-payment penalty
  4. 4. Borrower do not need a Co-Signer for this loan
  5. 5. Borrower must be a Citizen or have a residential permit of where you are applying from
  6. 6. Borrower must have a valid Government approved identification card
  7. 7. Borrower is responsible for the loan charge i.e the fee which is charged to cover the costs involved in processing after loan has been approved including credit checks, Property appraisal, loan origination fee and security deposit. Most application fees are refundable, even if the lender decides not to offer credit to the individual applying for a loan.